Positives:
Head Turning Italian Design.
Very solid build quality and very tough chasis.
Very attractive Price15,000 km service interval and low cost of spares.
Wide wheels and Tyres in top models aid high speed stability.
Competitively priced as compared to I 20.
Best in class front seats and sporty driving position.
Decent rear seat comfort.
Big boot.
Lots of features on emotion pack and superb safety standards. with a 5-star euro NCAP rating.

Negatives:
Low quality interior plastics with poorly designed storage spaces
Interior parts falling off
Sad turning radius
Uninspiring performance especially on highway
Engine feels underpowered but that can be because of car not completing run in period hence may be engine is not free enough.
After sales service is a question mark.
Cramped rear seat
Crap stereo
Lacks the overall bit of extra feel provided by I20.

Ride Quality:
Fiats expertise in building great chassis designs shows and the punto simply glides over the roughest of patches, over most ridges and you feel so confident that you can drive this car like a mini SUV, despite the 60 profile tyres. The more speeds build up, the more the ride improves and thats saying something. The suspension works superbly even at low speeds over large craters and the stabiliser bar on front and rear keeps the car planted on the road. The suspension is neither too soft nor too hard and works perfectly.

Handling:
The champ-again- is the Fiat Punto. Accurate, precise steering and perfect ratios for variable speeds makes this car fun to drive at any type of winding road or highways. It responds to any command that you throw on it and also it gives you a feeling that the chassis is communicating with the driver rather than behaving on its own. A bit heavy on the low speeds and long turning radius are its main drawbacks.

Braking (with ABS standard on test cars)
The Punto, again has good brakes, but typical of many Fiat cars, the pedal feel is artificial and spongy and the main concern is brake pads are prone to fade on the test car.Otherwise, for daily use, its pretty OK.

High Speed Stability:
The Punto's kerb weight and Euro designed chassis again has a distinct advantage as concerned with the high speed stability on the highways, speeds at which it is planted to the road (150+) and keeps its composure you wouldn't dare to do in any Jap/ Korean car. The Ritz, due to its tall boy design and un-aerodynamic shape is susceptible to crosswinds and coupled with narrow tyres, is not so stable as compared to i20, leave alone the punto.It feels planted till 120-130, but above that, it starts to wobble.

Fuel efficiency (ARAI):
Fiat Punto: 19.2 kmpl

Buying and owning:
The TATA-Fiat network is still working hard to make its customers satisfied but the problem is the dealer attitude in general and the service network of Fiat-based tata dealers-very less as compared to Maruti and Hyundai. recently Fiat has tried to make its latest cars-linea and punto-easy to maintain on your pocket by providing the largest service intervals (15,000 km) and competitively priced parts but the perception of the brand per se is still not different as it used to be some time ago and as far as this factor goes, Fiat still has some climbing to do. Moreover, there lies a concern of quality control and heavy localization has actually taken a toll on the quality of its parts. HOPE IT GETS RECTIFIED SOON.